Life Insurance
Empower Insurance Group
Safeguard your family’s future with the right life insurance policy.
Don’t leave the your loved ones' future to chance. Having the right life insurance is pivotal in planning for the future of you and your loved ones. Life insurance can help you fulfill promises you’ve made to your family when you are gone.
Ryan W.
⭐⭐⭐⭐⭐
When my wife and I bought our first house, protecting it and our two kids was a top priority. Scott helped me understand the difference between term and permanent insurance, and we ended up going with a term policy that fits our budget but still gives us serious peace of mind. Highly recommend him to any young parents starting out.
Happy Customers
More than 750 clients taken care of!
Life Insurance
Empower Insurance Group
Safeguard your family’s future with the right life insurance policy.
Don’t leave the your loved ones' future to chance. Having the right life insurance is pivotal in planning for the future of you and your loved ones. Life insurance can help you fulfill promises you’ve made to your family when you are gone.
About Us
Helping You To
Manage Your Life Insurance Needs!
Scott Sgarlata is a financial professional who believes that hope alone isn’t a strategy—but that doesn’t mean we shouldn’t build Plans for Hope. Scott works with individuals, families, and business owners to design financial roadmaps rooted in clarity, purpose, and confidence. Whether you’re just starting out, navigating a major life shift, or preparing for retirement, he helps you make intentional decisions that reflect what matters most to you. With a focus on education over pressure and impact over hype, Scott walks with clients to turn uncertainty into direction—and hope into action.
Scott Sgarlata
Senior Agent
NPN: 10138604
About Us
Helping You To
Manage Your Life Insurance Needs!
Scott Sgarlata is a financial professional who believes that hope alone isn’t a strategy—but that doesn’t mean we shouldn’t build Plans for Hope. Scott works with individuals, families, and business owners to design financial roadmaps rooted in clarity, purpose, and confidence. Whether you’re just starting out, navigating a major life shift, or preparing for retirement, he helps you make intentional decisions that reflect what matters most to you. With a focus on education over pressure and impact over hype, Scott walks with clients to turn uncertainty into direction—and hope into action.
Scott Sgarlata
Senior Agent
10138604
Everything You Need To Know
About Life Insurance At A Glance
What is Life Insurance?
Life insurance offers financial security for your loved ones. Choose between Term or Whole Life Insurance. Protect your family’s future today. Get expert guidance to find the right coverage.
Important Details
Life insurance offers coverage for your loved ones with options like Term Life (for a specific period) and Whole Life (lifetime coverage). Choose the right policy based on your financial goals. Protect your family’s future today.
Everything You Need To Know
About Life Insurance At A Glance
What is Life Insurance?
Life insurance offers financial security for your loved ones. Choose between Term or Whole Life Insurance. Protect your family’s future today. Get expert guidance to find the right coverage.
Important Details
Life insurance offers coverage for your loved ones with options like Term Life (for a specific period) and Whole Life (lifetime coverage). Choose the right policy based on your financial goals. Protect your family’s future today.
Reviews
Real-Life Testimonials
From Satisfied Clients
Ryan W.
When my wife and I bought our first house, protecting it and our two kids was a top priority. Scott helped me understand the difference between term and permanent insurance, and we ended up going with a term policy that fits our budget but still gives us serious peace of mind. Highly recommend him to any young parents starting out.
Derek H.
As a small business owner, I’ve always been skeptical of traditional financial advice. Scott walked me through the Infinite Banking strategy and helped me restructure how I think about capital. I now have a policy that lets me borrow against my own money and keep it growing. It’s been a total game changer for both my business and long-term legacy planning.
Sharon L.
I was looking for something simple to make sure my final expenses wouldn’t burden my kids. Scott made everything easy to understand and helped me lock in a policy that gives me peace of mind and guarantees I’ll leave something behind. No pressure, just education and options.
Reviews
Real-Life Testimonials
From Satisfied Clients
Ryan W.
"When my wife and I bought our first house, protecting it and our two kids was a top priority. Scott helped me understand the difference between term and permanent insurance, and we ended up going with a term policy that fits our budget but still gives us serious peace of mind. Highly recommend him to any young parents starting out."
Derek H.
"As a small business owner, I’ve always been skeptical of traditional financial advice. Scott walked me through the Infinite Banking strategy and helped me restructure how I think about capital. I now have a policy that lets me borrow against my own money and keep it growing. It’s been a total game changer for both my business and long-term legacy planning."
Sharon L.
"I was looking for something simple to make sure my final expenses wouldn’t burden my kids. Scott made everything easy to understand and helped me lock in a policy that gives me peace of mind and guarantees I’ll leave something behind. No pressure, just education and options."
More Info
Important Questions
What Type of Life Insurance Do I Need?
If you are looking for affordable coverage for a specific period, Term Life Insurance may be best. For lifelong protection and cash value accumulation, Whole Life Insurance could be the right choice.
How Much Coverage Should I Get?
Consider factors like your family’s living expenses, outstanding debts (like mortgages), future financial goals, and potential funeral costs when determining the amount of coverage you need.
Can I Customize My Life Insurance Policy?
Yes, many policies offer additional riders for things like accelerated death benefits, critical illness coverage, or waiver of premium in case of disability. These options allow you to customize the policy to meet your specific needs.
What If I Can’t Afford Life Insurance Right Now?
There are budget-friendly options like Term Life Insurance with lower premiums. You can also adjust coverage amounts and durations to find a plan that fits within your financial means.
How do I Sign Up?
For more personalized assistance, book an appointment with me. I’ll answer your questions, help you explore your options, and ensure you get the right life insurance coverage tailored to your specific needs. Schedule your free consultation today and start planning for your family’s future security.
More Info
Important Questions
What Type of Life Insurance Do I Need?
If you are looking for affordable coverage for a specific period, Term Life Insurance may be best. For lifelong protection and cash value accumulation, Whole Life Insurance could be the right choice.
How Much Coverage Should I Get?
Consider factors like your family’s living expenses, outstanding debts (like mortgages), future financial goals, and potential funeral costs when determining the amount of coverage you need.
Can I Customize My Life Insurance Policy?
Yes, many policies offer additional riders for things like accelerated death benefits, critical illness coverage, or waiver of premium in case of disability. These options allow you to customize the policy to meet your specific needs.
What If I Can’t Afford Life Insurance Right Now?
There are budget-friendly options like Term Life Insurance with lower premiums. You can also adjust coverage amounts and durations to find a plan that fits within your financial means.
How do I Sign Up?
For more personalized assistance, book an appointment with me. I’ll answer your questions, help you explore your options, and ensure you get the right life insurance coverage tailored to your specific needs. Schedule your free consultation today and start planning for your family’s future security.
Looking for a First-Class Life Insurance Consultant?
Looking for a First-Class Life Insurance Consultant?
Empower Insurance Group is committed to serving you at the highest level with all your Life Insurance needs.
National Producer Number: 10138604
Company
Directories
Legal
Empower Insurance Group is committed to serving you at the highest level with all your Life Insurance needs.
National Producer Number: 10138604
Company
Directories
Legal